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Rewards programs, such as American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou, offer these options, but there is a small catch. This means if you have a travel agent you regularly use, or prefer to book cruises on your own, you have no choice but to go with the credit card company. Many credit cards will let you apply your points towards your credit card balance for the month, thereby offsetting the cost of the cruise. This has an additional benefit of allowing you to partially pay off the cruise if you do not have a lot of points.
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Get a free cruise with Royal Caribbean's credit card
From rental car coverage and roadside assistance to price protection and purchase security, cardholders enjoy these benefits with their card. If you have to fly to your cruise, you can redeem your points for flights and reduce another significant cost. Moreover, you can use this strategy effectively by using points to pay off the deposit, and then apply more points later at regular intervals with payments or waiting for the final payment. Every 1,000 MyCruise Points will be a $10 donation to World Wildlife Fund's global ocean conservation mission. If you're trying to clear out your MyCruise Rewards Points, this is the only option you'll have outside of building up enough points for a 5,000-point redemption. This will give your points a whopping 2 cents in value which can give the Royal Caribbean Visa Signature Card and Celebrity Cruises Visa Signature Card some great value.
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MyCruise Rewards Points can be redeemed for Royal Caribbean branded merchandise when traveling on Royal Caribbean ships at a value of 1 cent per point. For the cost of 10,000 MyCruise Points, you can order either the Royal Packet or Royal Wear. The Royal Packet comes with 2 Royal Caribbean towels, towel clips, and beach bags while the Royal Wear comes with 2 Royal Caribbean polo shirts and baseball caps. You can earn 2 MyCruise® Points for every $1 spent on qualifying purchases with Royal Caribbean® and Celebrity Cruises®, and 1 Point per $1 spent on purchases everywhere else. Quickly find the perfect credit card tailored to your unique spending habits and financial needs. There’s a sea of incredible benefits to enjoy with the Royal Caribbean Visa Signature® card even when you’re not sailing.
Royal Caribbean® Visa Signature® Credit Card

Discounts are applied approximately 3 months prior to sail date, just before final payment. Ensure before you redeem your MyCruise® Reward that a booking number, ship and sail date have been chosen and is specified in the redemption, under comments. You can redeem your MyCruise Rewards Points for onboard credits and amenities when cruising Royal Caribbean, Azamara, and Celebrity Cruises. This includes spa, shore excursions, gift shop, bar, and other onboard purchases. All of these type of redemptions will give your MyCruise Points a value of 1 cent each.
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The easiest thing you can do is use a credit card that gives you points that can be applied directly towards purchases you make on travel and/or any purchase. Unfortunately redeeming reward points for a cruise is not as simple as booking a flight, but you can definitely still leverage all of those points you earned. However, there are a few ways you can leverage your credit card points to make your cruise vacation cheaper. You'll need to redeem at least 7 days prior to your sailing, and mention your reward when you call Royal Caribbean® or Celebrity Cruises® to book your reservation.
Onboard Credits/Amenities
When it comes to redeeming MyCruise Rewards Points, you'll get the best value out of your points when redeeming them towards cruise vacations and expensive stateroom upgrades. If none of these options seem to be a great fit, you can always fall back on using your credit card points to help bring down the overall cost of your cruise vacation. If your mission is to only earn free cruises on Royal Caribbean with credit card points, this is the simplest method of doing so. Onboard Credits and onboard merchandise will be applied to your reservation approximately 2 weeks prior to sail date. The onboard credit will be posted to your onboard account within 48 hours of your verified ship sailing. MyCruise® Rewards redemptions are applied based on the sail date, not the redemption date.
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MyCruise Points Value Calculator

Other credit cards may offer cash back instead, which can also reduce the cost. Cruise Fares, Onboard Credits, and Upgrades are applied approximately 3 months prior to sail date, just before final payment. Ensure before you redeem your MyCruise® Reward that a booking number, ship and sail date have been chosen and is specified in the redemption.
Cruise Vacations
The table below lists a summary of available redemptions for Cruise Vacation Fares. There are a few credit cards that offer travel rewards that can actually be used to book a cruise. Venture miles and Spark miles can be redeemed for 1 cent in value towards any kind of travel purchase made to a Venture Rewards or Spark Rewards credit card. Not only does this include cruise line purchases, but it also includes airfare, hotels, car rentals, parking, tolls, and much more.
Any MyCruise® Reward redemption without a booking number, ship and sail date selected will expire 6 months after the points are redeemed. There are several solid redemption options when it comes to paying for your vacation fare. You can earn a value of 2 cents each at the 50,000-, 125,000-, and 350,000-point options. These are what you should strive for if you're trying to maximize your MyCruise Rewards Points.
Want to earn flexible rewards that you can put towards any kind of travel including purchases with Royal Caribeean, Celebrity, and other cruise lines? I highly recommend considering the Capital One Venture Rewards & Spark Rewards program. Redeeming your MyCruise Rewards Points for cruise discounts will give you a value of 1 cent per point. This redemption will basically discount any Royal Caribbean or Celebrity cruise by a set amount. While it is an easy and straightforward redemption, it's not going to give you the best value for your points. The table below lists a summary of available redemptions for cruise discounts.
Matt started Royal Caribbean Blog in 2010 as a place to share his passion for all things Royal Caribbean with readers. He oversees all the writers at Royal Caribbean Blog, and writes a great deal of content on a daily basis.
If you have credit card reward points burning a hole in your pocket, you can use them to help reduce the cost of a cruise vacation or even get it for free. If you plan on using your points for an upgrade, you'll want to aim for those specific redemptions and get as close to the max USD value allowed for each. Unlike redeeming credit card points for flights, there is not as straight forward an option for getting a free cruise with your credit card.
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