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The best values for companion fare redemptions will come from the two lowest redemptions which are the 25,000 Point and 75,000 Point redemptions. You'll be able to get as much as a 2 cent per point redemption out of these options. Redeeming your MyCruise Rewards Points for a companion fare will allow a friend to travel up to the specified USD value of the redemption. Usually the price of the cruise is presented in cash, and at checkout there is option to apply some or all of your credit card points to cover the cost of the cruise. Outside of Royal Caribbean's branded credit card (more on that later), the option to use rewards for cruises is not nearly as simple.
How to book a cruise with your credit card reward points
Enroll in Bank of America Online Banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from dozens of cruise rewards. MyCruise Rewards Points can be used for stateroom upgrades on Royal Caribbean and Celebrity cruises for a value of 1 to 2 cents per point. Upgrades will vary and each redemption will allow an upgrade up to a certain cash value. Like all company-specific cred it cards, the rate at which you earn points is worse than general travel rewards credit cards, and you are of course limited to just Royal Caribbean cruises. Royal Caribbean offers its own branded Visa Signature credit card, where you can earn points towards free cruises (as well as other benefits, like onboard credit).
Redeem your points for a cruise
The easiest thing you can do is use a credit card that gives you points that can be applied directly towards purchases you make on travel and/or any purchase. Unfortunately redeeming reward points for a cruise is not as simple as booking a flight, but you can definitely still leverage all of those points you earned. However, there are a few ways you can leverage your credit card points to make your cruise vacation cheaper. You'll need to redeem at least 7 days prior to your sailing, and mention your reward when you call Royal Caribbean® or Celebrity Cruises® to book your reservation.
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When it comes to redeeming MyCruise Rewards Points, you'll get the best value out of your points when redeeming them towards cruise vacations and expensive stateroom upgrades. If none of these options seem to be a great fit, you can always fall back on using your credit card points to help bring down the overall cost of your cruise vacation. If your mission is to only earn free cruises on Royal Caribbean with credit card points, this is the simplest method of doing so. Onboard Credits and onboard merchandise will be applied to your reservation approximately 2 weeks prior to sail date. The onboard credit will be posted to your onboard account within 48 hours of your verified ship sailing. MyCruise® Rewards redemptions are applied based on the sail date, not the redemption date.
MyCruise Rewards Points can be redeemed for Royal Caribbean branded merchandise when traveling on Royal Caribbean ships at a value of 1 cent per point. For the cost of 10,000 MyCruise Points, you can order either the Royal Packet or Royal Wear. The Royal Packet comes with 2 Royal Caribbean towels, towel clips, and beach bags while the Royal Wear comes with 2 Royal Caribbean polo shirts and baseball caps. You can earn 2 MyCruise® Points for every $1 spent on qualifying purchases with Royal Caribbean® and Celebrity Cruises®, and 1 Point per $1 spent on purchases everywhere else. Quickly find the perfect credit card tailored to your unique spending habits and financial needs. There’s a sea of incredible benefits to enjoy with the Royal Caribbean Visa Signature® card even when you’re not sailing.
Any MyCruise® Reward redemption without a booking number, ship and sail date selected will expire 6 months after the points are redeemed. There are several solid redemption options when it comes to paying for your vacation fare. You can earn a value of 2 cents each at the 50,000-, 125,000-, and 350,000-point options. These are what you should strive for if you're trying to maximize your MyCruise Rewards Points.
Cruise Vacations
Use the MyCruise Points Value Calculator to calculate the cash value of rewards points earned with Royal Caribbean and Celebrity Cruises. Do note that MyCruise Points can only be earned using the Royal Caribbean Visa or Celebrity Cruises Visa. You do not earn MyCruise Points from sailing Royal Caribbean, Celebrity, or Azamara. Each of those payments could potentially be on different credit card billing cycles, and you could apply rewards points to each one.
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Enrol in Bank of America online banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from dozens of cruise rewards. MyCruise Rewards Points can be redeemed for cruise vacations at a value of 1 to 2 cents per point. These type of redemptions include companion fare as well as full cruise vacations. Both redemption options under this category are the best and easiest way to redeem MyCruise Points for a superb value of up to 2 cents each.
Rewards programs, such as American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou, offer these options, but there is a small catch. This means if you have a travel agent you regularly use, or prefer to book cruises on your own, you have no choice but to go with the credit card company. Many credit cards will let you apply your points towards your credit card balance for the month, thereby offsetting the cost of the cruise. This has an additional benefit of allowing you to partially pay off the cruise if you do not have a lot of points.
From rental car coverage and roadside assistance to price protection and purchase security, cardholders enjoy these benefits with their card. If you have to fly to your cruise, you can redeem your points for flights and reduce another significant cost. Moreover, you can use this strategy effectively by using points to pay off the deposit, and then apply more points later at regular intervals with payments or waiting for the final payment. Every 1,000 MyCruise Points will be a $10 donation to World Wildlife Fund's global ocean conservation mission. If you're trying to clear out your MyCruise Rewards Points, this is the only option you'll have outside of building up enough points for a 5,000-point redemption. This will give your points a whopping 2 cents in value which can give the Royal Caribbean Visa Signature Card and Celebrity Cruises Visa Signature Card some great value.
There is one redemption under this category which will give you a value of 2 cents per point and that's the redemption for two Royal Caribbean robes. The table below lists a summary of available redemptions for onboard credits and amenities. MyCruise Rewards Points can be redeemed towards the fare of a cruise vacation. This is the most straightforward redemption as you'll end up using your points to basically wipe out the cost of the cruise.
The table below lists a summary of available redemptions for Cruise Vacation Fares. There are a few credit cards that offer travel rewards that can actually be used to book a cruise. Venture miles and Spark miles can be redeemed for 1 cent in value towards any kind of travel purchase made to a Venture Rewards or Spark Rewards credit card. Not only does this include cruise line purchases, but it also includes airfare, hotels, car rentals, parking, tolls, and much more.
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